Smart Tax Planning: Creating a Legacy That Gives Back
Part 7 of 7 | Financial Wellness Series
In the final episode of our Financial Wellness Video Series, Doug Buss, founder of YourStyle Financial, joins Rafiq Punjani from Right at Home to discuss how thoughtful tax planning can help families keep more of what they’ve earned — while also supporting the causes that matter most to them.
Recognizing the Warning Signs: How Caregivers Can Spot Changes in Loved Ones
Part 6 of 7 | Financial Wellness Series
In the sixth installment of our Financial Wellness Video Series, Doug Buss, founder of YourStyle Financial, joins Rafiq Punjani from Right at Home to discuss one of the most important questions private caregivers can ask: 👉 “What are the signs we should look for that might signal concern?”
Balancing Care and Independence: Avoiding Costly Mistakes for Family Caregivers
Part 5 of 7 | Financial Wellness Series
In the fifth episode of our Financial Wellness Video Series, Doug Buss, founder of YourStyle Financial, joins Rafiq Punjani from Right at Home to discuss some of the most common mistakes families and private caregivers make — and how to navigate those challenges with financial awareness and compassion.
Supporting Independence: Helping Elders Live Safely at Home
Part 4 of 7 | Financial Wellness Series
In the fourth episode of our Financial Wellness Video Series, Doug Buss, founder of YourStyle Financial, joins Rafiq Punjani from Right at Home to talk about how to provide meaningful support for elders who are beginning to need help — while maintaining their independence, confidence, and dignity.
When Finances Get Tight: How to Reassess and Regain Control
Part 3 of 7 | Financial Wellness Series
In the third installment of our Financial Wellness Video Series, Doug Buss, founder of YourStyle Financial, joins Rafiq Punjani from Right At Home to talk about what happens when someone reaches out for help because they’re struggling financially — particularly later in life.
Exploring Financial Tools for Families and Caregivers — Interview with Doug Buss
Part 2 of 7 | Financial Wellness Series
In the second installment of our Financial Wellness Video Series, Doug Buss, founder of YourStyle Financial, joins Rafiq Punjani from Right At Home to discuss an important topic — the financial tools available to families and private caregivers who want to help their loved ones remain at home for as long as possible.
Understanding Financial Challenges in Retirement — Interview with Doug Buss
Part 1 of 7 | Financial Wellness Series
Part 1 of 7 | Financial Wellness Series
In this first installment of our Financial Wellness Video Series, Doug Buss, founder of YourStyle Financial, sits down with Rafiq Punjani from Right At Home to talk about the real financial challenges adults — especially retirees — are facing today.
With inflation driving up the cost of everyday goods and services, many Canadians living on a fixed income are finding it increasingly difficult to maintain the lifestyle they once enjoyed. Doug explains how YourStyle Financial works closely with clients to understand where their money is going, identify opportunities to make changes, and help them use their income and investments more efficiently.
“It’s about helping people make informed decisions,” says Doug. “When interest rates are at 40-year lows, those who rely on investment income — particularly seniors — are often hit the hardest. Our job is to help them adjust, plan, and still find ways to enjoy life.”
This episode highlights the importance of personalized financial planning, proactive budgeting, and creative strategies to maximize income, even in a challenging economic climate.
🎥 Watch the full video below to hear Doug’s insights and practical advice.
📆 This is Part 1 of our 7-part Financial Wellness Series. Be sure to check back every week for a new episode featuring helpful discussions about financial planning, investments, and real-world solutions to help you live the life you deserve.
The First Home Savings Plan
Are you dreaming of owning your first home? YourStyle Financial, a compassionate and understanding financial planning organization in Winnipeg, is here to help you make that dream a reality.
In their latest video, Doug Buss introduces the First Home Savings Plan, a powerful tool designed to help first-time homebuyers save efficiently. YourStyle Financial’s expertise ensures that you can navigate the complexities of financial planning with ease. Their personalized approach and dedication to understanding what’s important to you make them a trusted partner on your journey to homeownership.
Watch the full video on YourStyle Financial’s Media Page to learn more about the First Home Savings Plan and start your journey towards homeownership today.
When it comes to planning for the future, it’s never too early to start. At YourStyle Financial, we believe in the power of proactive planning to ensure that you and your loved ones are prepared for any eventuality. One crucial aspect of this planning is understanding and arranging a Power of Attorney (POA).
Why Plan Now?
Life is unpredictable. Whether it’s an unexpected illness, accident, or simply the progression of age, having the right documents in place can make all the difference. Waiting until things go wrong can lead to unnecessary stress and complications, especially when it comes to managing finances and healthcare decisions.
Strengthening Family Bonds Through Financial Planning: How YourStyle Financial Facilitates Meaningful Conversations
At YourStyle Financial, we believe in the power of whole-life management. Based in Winnipeg, our mission is to prioritize “What’s Important To You”. Here’s how we bring family-focused financial planning to life.
The Importance of Family Meetings
Financial planning is more than just numbers; it’s about family dynamics, communication, and legacy. Family meetings can help navigate these complex relationships, ensuring everyone’s voice is heard and respected.
You’re heading towards the next stage of life where you’re worrying less about your career and more about your future. You’ve been a diligent saver, regularly contributing to your RRSP and amassed a sizable nest egg for retirement. Now it’s time to turn on the tap and start to draw down your savings in a way that results in the least amount of taxation?
That’s where a RRIF (Registered Retirement Income Fund) comes in handy. A RRIF’s purpose is to draw down your savings in a tax efficient manner instead of accumulating them.
Aging – Is it the worst of times or the best of times?
How many times have you heard “Do it while you’re younger”, “Enjoy it while you can” or “Don’t get old”? Advertising and social media practically shoves youth and vitality down the throats of all viewers. While aging definitely offers its own challenges but maybe it’s time to flip the story and look at it a little differently.
This is why the Centre on Aging is hosting a free six-week program to help individuals re-imagine their own aging. This program offers the opportunity to discuss the perceived negatives of aging, how they affect you and those in your circles and give ideas on how to challenge them.
When: Tuesdays
Time: 3:00pm
Start Date: January 24th, 2023
End Date: February 28th, 2023
To register for the program, sign up using the online form: https://bit.ly/3VFxbtc or call Dallas
Turn back the proverbial clock and celebrate your experiences!
Doug Buss in The Free Press Offering Award-Winning Advice
The team at YourStyle Financial is excited to see Doug in the news again. This time the Free Press has highlighted Doug’s extensive career serving clients in Winnipeg.
As Joel Schlesinger states “Then it might come as a surprise that the veteran has only recently received the Distinguished New Advisor of the Year Award, for 2022.”. Anyone who’s even spoken with Doug knows this award acknowledges everything he stands for.
“So while Buss may be an experienced certified financial planner, his most recent accomplishment and the accompanying award speak to the fact he never stops learning.”
Continuous growth and advancement are a point of pride for Doug and the YourStyle team.
Here is the link to the full article and we would love for you to read it. :
If you’d like to experience Doug’s knowledge and experience to determine “What’s Important to You?”, we would love to help you with all of your financial planning needs. Contact us today.
Spring 2022
Planning Your Lifestyle with YourStyle Financial
Doug Buss interviewed with Richard Rosin about planning your lifestyle with YourStyle Financial. Listen to the explanation of the four phases of planning.
There are 3 Beneficiaries to Your Estate
If you have a will, you have a choice on what you would like to happen with your money once you are gone. We often think of the beneficiaries of our estate as loved ones. But a beneficiary can be any person or entity you choose to leave money or assets to. The top three are:
For many, the last two years have made a lot of people more attentive to two things; money and mortality – both of which are the pinnacle of adulting. They’re also both the two things no one likes to think about. For most, there’s not enough of either money or time. But when the time comes, will there be enough money?
If you’re evaluating your accounts and expenditures and deciding where you can cut costs, are you wondering if your life insurance policy is worth the monthly premiums? Is it a necessary expense? Is it something you need and why? Let’s explore those questions.
recent post to this blog, we discussed the health benefits of a vacation. Since we call Winnipeg home, we’re very aware of the temptation to fly south in search of warmer weather and some quality time poolside or on the beach. Your vacation is an investment, and it will pay real dividends in terms of enhancing the quality of your life. By all means, go – but make sure you’re covered first. Your Manitoba Health Insurance covers you in Canada, but if you’re travelling to the US or another foreign destination, you’ll probably want to supplement your coverage with some travel health insurance. Manitoba Health will only cover the costs of emergency health care to about the same level as they do in Canada. In other countries, services can cost significantly more than they do here at home. As a result, you could find yourself responsible for a large medical bill. YourStyle Financial Inc. can help you with your insurance needs – temporary travel coverage by itself, or as part of an Extended Health Plan. When you’re out of the country, we can help you make sure that your emergency needs, like physician’s fees, diagnostic services, ambulance and paramedic costs, and hospital accommodations are taken care of. No matter what your insurance needs are, YourStyle Financial Inc. can help you select coverage that meets your goals, today and tomorrow. We provide consultative services that take your individual situation and needs into account, and advise you on the solutions available to you. We’re one of Winnipeg’s premiere financial services firms, because we don’t just sell products, we build relationships with our clients. Your healthy financial future is our primary concern. Travel insurance provides peace of mind, so that your vacation can bring peace to your body. Request a quote online today.
Vacations – Investing in Yourself
There are many good reasons to take a vacation – taking some time away from the stresses of work and daily life to focus on spending time engaging in stimulating (or relaxing) activities with family members and friends in a new setting can recharge your batteries. It will give you added perspective on your life and work, and you’ll return to your regular routine invigorated and more productive. And your health can be greatly improved. Prolonged periods of work without a vacation have been shown to have numerous medical consequences – people who are “all work and no play” become irritable and inattentive, and are more likely to have accidents on the job. They are at higher risk of cardiovascular problems, depression, anxiety, and other illnesses, both physical and mental. Your financial plan should be flexible enough that you don’t need to save every last dollar you make for retirement. Life is about balance, just like vacations are about balance. By helping you make wise budgetary decisions, YourStyle Financial can help you achieve a balance by making judicious investments – in both your financial future and your happiness today. We will do what many financial planner fail to do – we will find out, in detail, about your wants and needs, before helping you develop a financial plan that fits your personality, individual needs and wants (including vacations), and investment goals. Then we’ll help you implement it. When you deal with YourStyle, you aren’t getting a quick one-off session with an investment product salesperson – you’re developing a long-term relationship with a financial planner who has your best interest at heart.