Is Your Money Disappearing? The Financial Habits That Haunt Your Budget
October 28, 2026
By Josh Henson, CFP, CLU
You know the moment.
Payday was Friday. The mortgage came out Monday. You filled the gas tank, picked up groceries, paid a couple of bills, and ordered dinner because nobody felt like cooking.
It’s Wednesday.
You check your bank account.
Where did all the money go? It’s almost as though your money has disappeared into thin air.
With Halloween approaching, I thought it might be a good time to talk about something genuinely frightening: the financial expenses that quietly follow us around, month after month, without getting much attention.
And before you worry, I’m not going to tell you to stop buying coffee.
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